RetireCoast Vacation Rental Profitability Analysis Tool illustration showing a beach rental home, financial calculator, laptop with income spreadsheet, and icons representing gross revenue, operating expenses, depreciation, and estimated taxes.
The RetireCoast Vacation Rental Profitability Analysis Tool helps investors estimate revenue, expenses, depreciation, and net operating income for a vacation rental property.
RC
RetireCoast
Member Tools • Vacation Rental Analysis
RetireCoast Vacation Rental Profitability Analysis Tool
Calculates NOI, Cap Rate, Cash-on-Cash, and cash flow estimates (before & after tax).
Property & Return Inputs
Loan Payment Helper (P&I)
If you leave “Annual Debt Service” blank, the calculator uses the Loan Helper’s annual P&I. If the Loan Helper is blank too, it falls back to mortgage interest totals.
Depreciation Inputs
Depreciation = (Purchase Price × Improvements%) ÷ 27.5 ÷ 12
Correct Definitions
NOI (Net Operating Income) excludes mortgage/debt, taxes, and depreciation.
Cap Rate = NOI ÷ Purchase Price.
Cash-on-Cash = Before-Tax Cash Flow ÷ Cash Invested.
Tax estimate uses a simple model and floors negative taxes at $0.
Month Days Avg Nightly Net Occupancy % Mgmt Fee % Electric Water Sewer Trash Nat Gas Internet Landscaping Accounting Office Pest HOA Maintenance Other Mortgage Int Insurance Gross Rev Mgmt $ OpEx (excl debt) NOI Deprec Est Tax After-Tax CF