Category: Budget

Should I Refinance My House? A Complete Guide to Mortgage Rates, Costs, and Savings

Refinancing can lower your interest rate, reduce monthly payments, or unlock cash from your home’s equity — but it isn’t always the right move. This complete 2025/2026 guide explains when refinancing makes financial sense, how to calculate your break-even point, and the pros and cons of different loan types. Use our refinance calculators to decide with confidence.

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Taxes Made Easy: Start Your Business After Retirement

Starting a business after retirement doesn’t have to come with tax-time headaches. Taxes Made Easy: Start Your Business After Retirement simplifies everything you need to know—from choosing the right business structure to taking advantage of senior-friendly deductions. Whether you’re launching a consulting service, rental business, or online store, this guide breaks down the essentials so you can focus on growing your new venture with confidence and peace of mind.

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How long will my savings last? I’m retired now!

Wondering how long your retirement savings will last? The answer depends on factors like withdrawal rates, investment returns, inflation, and spending habits. By using smart retirement planning strategies, such as the 4% rule, Social Security benefits, passive income, and tax-efficient withdrawals, you can stretch your savings for decades. Learn how to calculate your retirement longevity, reduce expenses, and explore additional income sources to ensure financial security throughout your golden years.

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How to Create a Business After Retirement Budget Now

Starting a business after retirement can be an exciting way to generate income and stay engaged, but financial planning is key to long-term success. A well-structured budget helps you manage startup costs, control ongoing expenses, and ensure your new venture remains profitable without jeopardizing your retirement savings.

In this guide, we’ll walk you through the essential steps to create a realistic business budget, from estimating startup costs and forecasting revenue to managing cash flow and cutting unnecessary expenses. Whether you’re launching a small consulting business, an online store, or a service-based company, having a solid financial plan in place will help you stay on track and avoid financial stress. Now is the time to take control of your business finances and build a budget that supports your entrepreneurial journey!

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About the Author

William Anderson

Air Force veteran, real estate broker, investor, and founder of RetireCoast. I write about retirement planning, relocation, real estate, and launching second-act businesses.

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American flag and 13-star colonial flag celebrating America's 250th Anniversary

Explore our growing collection of articles about life in 1776, the people of the Revolution, weapons, camp followers, women of the war, and how America changed over 250 years. Many of our 250th Anniversary articles are among the most-read and highly rated history features on RetireCoast.

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