Debt Archives

The 250-Year Price Shock: America Then and Now

by Bill Anderson | Nov 28, 2025 | 250th Birthday of America, cost of living, Debt, Financial, Government, Inflation, USA250 | 0

As America approaches its 250th anniversary, the cost of living tells a story more dramatic than any battlefield. This article compares what one day’s work bought in 1776, 1834, 1913, 2025, and what it may buy by 2050 and 2100. Discover why prices were stable for generations, what broke the system, and why today’s “2% inflation” is anything but normal. A deep dive into America’s 250-year price shock.

The Great Wealth Transfer: Best Ways Baby Boomers Can Protect, Prepare, and Pass On Their Legacy

by Bill Anderson | Nov 11, 2025 | Baby Boomers, Debt, Estate Planning, Financial, Retirement, Taxes | 0

The Great Wealth Transfer will move $84 trillion from Baby Boomers to Gen X and Millennials. This guide explains estate-planning steps, inheritance-tax differences by state, and relocation strategies to low-tax regions so you can safeguard your family’s wealth and pass on a lasting legacy.

How to Pay Off Credit Cards Fast and Get Out of Debt for Good

by Bill Anderson | Oct 21, 2025 | Credit, Credit cards, Debt, Financial | 0

Paying off credit cards isn’t just about math — it’s about mindset. This step-by-step guide shows you how to lower interest, choose the right payoff strategy, stop hidden charges, and build habits that keep you debt-free. Includes free tools, FAQs, and resources for real help.

Why 70% of Gen Xers Fear Running Out of Money—And What Real Solutions Look Like

by Bill Anderson | Oct 14, 2025 | Budget, Debt, Gen X, Gen-X, Retirement | 0

Over 70% of Gen Xers say they fear running out of money in retirement more than death itself. This article explains why those fears run so deep — from savings gaps to hidden pressures — and shares real solutions Gen X can use to turn uncertainty into a clear plan for financial security and purpose.

Seniors free advice: Are solar panels worth it?

by Bill Anderson | Dec 3, 2024 | Debt, Financial, Home Care, Home maintenance | 0

As energy costs continue to rise, many seniors are asking: Are solar panels a smart investment? The answer depends on factors like your location, electricity usage, and financial goals.

Solar panels can reduce or eliminate electricity bills, increase home value, and offer long-term savings. Many states also provide tax incentives, rebates, and net metering programs, allowing homeowners to sell excess energy back to the grid. Additionally, solar systems require minimal maintenance and can last 25+ years.

However, upfront costs can be high, and not every home is a good fit. If you plan to move soon or have heavy tree coverage, solar might not provide the best return on investment. Exploring financing options, incentives, and energy needs can help determine if solar panels are worth it for you.