Trump’s 50-year mortgage proposal is one of the hottest topics in housing. This deep dive explains how the extended loan term could reshape affordability, lower monthly payments, and dramatically change the real estate landscape.
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Buying a home involves more than the purchase price. Our complete guide explains closing costs, tax benefits, and how to get mortgage-ready in 2025.
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Your credit score plays a major role in mortgage approval and the interest rate you receive. This guide explains how to improve your credit score in 2025 with proven steps and tools to help you qualify for the best loan possible.
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The tax benefits of owning a home in 2025 go beyond mortgage interest. Updated SALT rules, the capital gains exclusion, and energy credits can all save you money while building long-term wealth.
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Closing costs average 2–5% of the purchase price, but vary by loan type and location. This guide explains every line item, shows how credits reduce your costs, and includes real examples — even a special VA loan case where costs are dramatically lower.
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Refinancing can lower your interest rate, reduce monthly payments, or unlock cash from your home’s equity — but it isn’t always the right move. This complete 2025/2026 guide explains when refinancing makes financial sense, how to calculate your break-even point, and the pros and cons of different loan types. Use our refinance calculators to decide with confidence.
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Buying a dream home is a huge milestone, and for Gen X homeowners, dream home planning, there are...
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Retirement is coming faster than you think — especially for Generation X. Unlike Baby Boomers, who...
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Real estate sales don’t always end with a successful closing—and the reasons why might surprise you. From financing issues and appraisal gaps to poor communication and missed deadlines, even promising deals can fall apart without the right preparation. In this article, we break down the most common causes of real estate transaction failure and show you practical steps to avoid them. Whether you’re a first-time buyer, seasoned investor, or real estate agent, understanding these pitfalls is the first step to closing with confidence.
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Many people talk about the housing market in the United States as if it’s a single, unified entity. In reality, there is no such thing. Instead, the country is made up of hundreds—if not thousands—of individual housing markets, each with its own pricing trends, availability, and local economic influences. What’s happening in San Francisco is entirely different from what’s happening in Tulsa or Miami. National headlines often paint a broad picture, but understanding real estate requires looking at local conditions. In this article, we break down why no single housing market exists and why buyers, sellers, and investors must focus on regional dynamics instead of national trends.
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Paying off your home can bring peace of mind—but it doesn’t mean your financial responsibilities end. In this article, I share what really happens when the mortgage disappears, how I used home equity to invest and grow wealth, and the pros and cons of living mortgage-free versus leveraging your home for opportunity.
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Late with your mortgage payments? Don’t ignore the notices from your lender. If...
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Planning a trip to the Mississippi Gulf Coast? Enjoy clean, comfortable homes just steps from the sand with Christie’s Gulf Beach Rentals. Ideal for families, couples, and long-term visitors.
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Explore our growing collection of articles about life in 1776, the people of the Revolution, weapons, camp followers, women of the war, and how America changed over 250 years. Many of our 250th Anniversary articles are among the most-read and highly rated history features on RetireCoast.
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