Planning for the future means understanding how rising prices can erode your nest egg over time. This inflation retirement calculator helps you see the true retirement savings inflation effect by comparing your projected balance to today’s purchasing power. With clear charts and results, you can instantly view your inflation-adjusted retirement savings and make smarter long-term decisions. Use this retirement calculator with inflation to test different return rates, contribution levels, and inflation scenarios so you can stay ahead of rising costs. Read our article about inflation and the cost of living since 1776.
Inflation Effect on Retirement Savings Calculator
See how inflation reduces the real value of your retirement savings over time. Enter your numbers below:
Title: Consumer Price Index Summary — September 2025 Bureau of Labor Statistics
Data: “All items” CPI, 12-month change: 3.0%. Bureau of Labor Statistics
URL: https://www.bls.gov/news.release/cpi.nr0.htm (the BLS site)

