Practical financial guidance, tools, and calculators built for real millennial life decisions — careers, housing, families, business goals, debt, and long-term tradeoffs.

🧮 Interactive calculators 🧭 Decision clarity 🔄 Ongoing updates ✅ No hype
Millennial Financial Lab subscription banner showing practical money tools and real-life decisions
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What You Get With a Lab Subscription

Millennial Financial Lab is a subscription-based workspace designed to help you understand your options, run the numbers, and move forward with confidence — without hype, pressure, or financial jargon.

🧠 Practical Guidance

Clear explanations of budgeting, credit, housing, debt, and planning for side income or business goals.

🧮 Interactive Tools

Hands-on calculators for cash flow, affordability, credit tradeoffs, rent vs buy, and “what-if” scenarios.

🧭 Decision Support

Compare options side-by-side, understand tradeoffs, avoid common mistakes, and move forward at your pace.

🔄 Ongoing Updates

New tools and updated guidance as systems change and real-world conditions shift.

Membership Options

Choose the plan that fits your pace. Both plans include full access to Lab tools, calculators, and updates.

Flexible
Monthly Access
$5
per month • cancel anytime
  • Full access to Lab tools and guidance
  • Ongoing updates and new tools
  • Best if you want flexibility
Best Value
Annual Membership
$51
per year • save 15% (first year)
  • Everything in the Lab
  • One payment, full year of access
  • Best long-term value
Transparency: Monthly renews at $5/month. Annual plan shown is the first-year discounted rate ($51); renewals can be set to your standard annual rate. Cancel anytime from your Payhip account. This is an introductory price.

Access: After checkout, you’ll see a confirmation screen with the direct link to your Lab access page on RetireCoast.com.

Make decisions with clarity. Start at your pace — and let the numbers guide you.

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