This free Social Security claiming age optimizer helps you determine the best age to start taking Social Security benefits. Compare early, full retirement age, and delayed claiming strategies to see how each option affects monthly income and lifetime benefits.
Social Security Claiming Age Optimizer
This tool estimates total lifetime Social Security benefits for claiming at different ages (62–70) and highlights the age with the highest projected total. It uses simplified adjustment rules for early/late claiming and does not discount for present value.

