Featured image for the RetireCoast Net Worth Calculator showing a calculator, home, vehicle, and asset totals illustrating assets, debt, and net worth today.
🛠 RetireCoast Tool
Get the most value from this calculator
This free tool is fully explained in our companion article titled “RetireCoast Net Worth Calculator: A Clear Snapshot of Where You Stand”. You can locate and read it here: /click here/.
We strongly recommend reading the companion article first so you understand exactly how this calculator can be valuable to you—and how to interpret the results.
Want the full planning version?
Members get access to a more robust tool with powerful planning features, including future growth projections, depreciation modeling, and a “what if I fully divest later in retirement?” scenario that estimates net cash after selling costs and the monthly income those funds could generate for future living expenses.
🛠 RetireCoast Tool
Net Worth Calculator
Enter your assets and debts to see your net worth today. (Unlimited items.)
Tip: Use realistic market values and current payoff amounts for the clearest picture.
Assets & Debts
Add as many items as you want. Values update automatically.
Item Category Market Value Amount Owed Net  
Categories include: investment properties, primary residence, vehicles, stocks, bonds, IRA, Roth, cash, savings, boat, RV, and more.
Total Assets
$0
Sum of all market values
Total Debt
$0
Sum of all amounts owed
Net Worth Today
$0
Assets minus debt
Category Breakdown
Net values by category (market value minus owed).
Quick clarity
This breakdown makes it easy to see how much of your net worth is tied up in real estate vs. investments vs. depreciating assets.
Future Net Worth Projection
• Apply appreciation to real property over time
• Apply growth to investments and retirement funds
• Depreciate vehicles, RVs, boats automatically
Unlock in Millennial Financial Lab
“What If I Divested?”
• Include selling costs (e.g., 6% real estate)
• Pay off loans automatically in the scenario
• See net cash after sale, instantly
Unlock in Millennial Financial Lab
Monthly Income From Capital
• Invest sale proceeds at X% annual return
• Estimate interest-only or withdrawal-based income
• Translate net worth into retirement funding
Unlock in Millennial Financial Lab
Not financial or legal advice. This tool is for educational planning and scenario modeling.
© RetireCoast
Want more tools like this? Browse the RetireCoast Calculators Hub, or unlock deeper planning tools in the Millennial Financial Lab.